/* ==========================================================================
   LoanBoard Design System — Distinctive loan marketplace aesthetic
   Inspired by financial documents, ledger paper, and trust-focused UI
   ========================================================================== */

@import url('https://fonts.googleapis.com/css2?family=Inter:wght@400;500;600;700&family=Playfair+Display:wght@400;500;600;700&family=JetBrains+Mono:wght@400;500&display=swap');

/* ---- CSS Custom Properties (Design Tokens) ---- */
:root {
  /* Color — Deep navy/ink base, warm gold accent, paper whites */
  --color-ink: #0B1D26;           /* Near-black with blue undertone */
  --color-ink-light: #1A3642;     /* Elevated surfaces */
  --color-gold: #C8963C;          /* Primary accent — warm gold */
  --color-gold-light: #DDB85A;    /* Hover/focus states */
  --color-gold-muted: #B8862C;    /* Pressed/disabled */
  --color-paper: #FAF8F3;         /* Base background — warm off-white */
  --color-paper-alt: #F0EDE6;     /* Subtle banding */
  --color-ink-soft: #3A5561;      /* Secondary text */
  --color-ink-muted: #6B8A99;     /* Muted text, borders */
  --color-border: #D8D0C0;        /* Divider lines */
  --color-success: #2D7D46;       /* Approved/active */
  --color-warning: #B8731A;       /* Pending/review */
  --color-danger: #A83232;        /* Rejected/spam */
  --color-focus: #C8963C;         /* Focus ring */

  /* Typography — Editorial serif for headlines, clean sans for UI */
  --font-display: 'Playfair Display', Georgia, 'Times New Roman', serif;
  --font-ui: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
  --font-mono: 'JetBrains Mono', 'Fira Code', Consolas, monospace;

  /* Type Scale — Modular scale 1.25 */
  --text-xs: 0.75rem;    /* 12px */
  --text-sm: 0.875rem;   /* 14px */
  --text-base: 1rem;     /* 16px */
  --text-lg: 1.125rem;   /* 18px */
  --text-xl: 1.25rem;    /* 20px */
  --text-2xl: 1.563rem;  /* 25px */
  --text-3xl: 1.953rem;  /* 31px */
  --text-4xl: 2.441rem;  /* 39px */
  --text-5xl: 3.052rem;  /* 49px */

  /* Spacing — 4px base unit */
  --space-1: 0.25rem;  /* 4px */
  --space-2: 0.5rem;   /* 8px */
  --space-3: 0.75rem;  /* 12px */
  --space-4: 1rem;     /* 16px */
  --space-5: 1.25rem;  /* 20px */
  --space-6: 1.5rem;   /* 24px */
  --space-8: 2rem;     /* 32px */
  --space-10: 2.5rem;  /* 40px */
  --space-12: 3rem;    /* 48px */
  --space-16: 4rem;    /* 64px */

  /* Layout */
  --container-max: 1120px;
  --container-padding: var(--space-6);
  --header-height: 88px;
  --nav-height: 56px;

  /* Radius — Subtle, document-like */
  --radius-sm: 2px;
  --radius-md: 4px;
  --radius-lg: 8px;

  /* Shadows — Paper-like depth */
  --shadow-card: 0 1px 3px rgba(11, 29, 38, 0.08), 0 1px 2px rgba(11, 29, 38, 0.06);
  --shadow-elevated: 0 4px 12px rgba(11, 29, 38, 0.1), 0 2px 4px rgba(11, 29, 38, 0.06);
  --shadow-modal: 0 12px 40px rgba(11, 29, 38, 0.15), 0 4px 12px rgba(11, 29, 38, 0.1);

  /* Transitions */
  --transition-fast: 120ms ease;
  --transition-base: 200ms ease;
  --transition-slow: 300ms ease;

  /* Z-index scale */
  --z-dropdown: 100;
  --z-sticky: 200;
  --z-modal: 300;
  --z-toast: 400;
}

/* ---- Reset & Base ---- */
*, *::before, *::after { box-sizing: border-box; }

html {
  font-size: 16px;
  scroll-behavior: smooth;
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after {
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
  }
}

body {
  margin: 0;
  font-family: var(--font-ui);
  font-size: var(--text-base);
  line-height: 1.65;
  color: var(--color-ink);
  background: var(--color-paper);
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

img { max-width: 100%; height: auto; display: block; }

a {
  color: var(--color-ink);
  text-decoration: underline;
  text-underline-offset: 2px;
  transition: color var(--transition-fast);
}
a:hover { color: var(--color-gold); }
a:focus-visible { outline: 2px solid var(--color-focus); outline-offset: 2px; }

/* ---- Typography ---- */
h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-display);
  font-weight: 500;
  line-height: 1.2;
  color: var(--color-ink);
  margin: 0 0 var(--space-4);
}

h1 { font-size: var(--text-4xl); letter-spacing: -0.02em; }
h2 { font-size: var(--text-3xl); letter-spacing: -0.015em; }
h3 { font-size: var(--text-2xl); }
h4 { font-size: var(--text-xl); }

p { margin: 0 0 var(--space-4); }

.lead { font-size: var(--text-lg); color: var(--color-ink-soft); font-weight: 400; }

.small, small { font-size: var(--text-sm); color: var(--color-ink-muted); }

.muted { color: var(--color-ink-muted); }

/* ---- Layout Primitives ---- */
.container {
  width: 100%;
  max-width: var(--container-max);
  margin: 0 auto;
  padding: 0 var(--container-padding);
}

.visually-hidden {
  position: absolute;
  width: 1px; height: 1px;
  padding: 0; margin: -1px;
  overflow: hidden; clip: rect(0,0,0,0);
  white-space: nowrap; border: 0;
}

/* ---- Header / Top Bar ---- */
.site-header {
  position: sticky;
  top: 0;
  z-index: var(--z-sticky);
  background: var(--color-ink);
  border-bottom: 1px solid rgba(255,255,255,0.06);
  height: var(--header-height);
}

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 100%;
  gap: var(--space-6);
}

.site-logo {
  flex-shrink: 0;
  text-decoration: none;
  color: var(--color-paper);
}
.site-logo:hover { color: var(--color-gold); }
.site-logo:focus-visible { outline-offset: 4px; border-radius: var(--radius-sm); }

.logo-mark {
  font-family: var(--font-display);
  font-size: var(--text-2xl);
  font-weight: 600;
  letter-spacing: -0.02em;
  display: flex;
  align-items: center;
  gap: var(--space-2);
}
.logo-mark::before {
  content: '';
  width: 32px; height: 32px;
  background: linear-gradient(135deg, var(--color-gold) 0%, var(--color-gold-light) 100%);
  border-radius: var(--radius-sm);
  mask: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='%23fff'%3E%3Cpath d='M12 2L2 7l10 5 10-5-10-5zM2 17l10 5 10-5M2 12l10 5 10-5'/%3E%3C/svg%3E") center/contain no-repeat;
  -webkit-mask: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='%23fff'%3E%3Cpath d='M12 2L2 7l10 5 10-5-10-5zM2 17l10 5 10-5M2 12l10 5 10-5'/%3E%3C/svg%3E") center/contain no-repeat;
}

.nav-primary {
  display: flex;
  align-items: center;
  gap: var(--space-1);
  list-style: none;
  margin: 0; padding: 0;
}
.nav-primary a {
  display: block;
  padding: var(--space-2) var(--space-4);
  font-size: var(--text-sm);
  font-weight: 500;
  color: rgba(250,248,243,0.85);
  text-decoration: none;
  border-radius: var(--radius-md);
  transition: all var(--transition-fast);
}
.nav-primary a:hover,
.nav-primary a[aria-current="page"] {
  color: var(--color-paper);
  background: rgba(200, 150, 60, 0.15);
}
.nav-primary a[aria-current="page"] { background: rgba(200, 150, 60, 0.25); }

/* ---- Search Bar ---- */
.search-form {
  display: flex;
  gap: var(--space-2);
  max-width: 480px;
  width: 100%;
}
.search-form__input {
  flex: 1;
  padding: var(--space-3) var(--space-4);
  font-family: var(--font-ui);
  font-size: var(--text-base);
  color: var(--color-ink);
  background: var(--color-paper);
  border: 2px solid var(--color-border);
  border-radius: var(--radius-md);
  transition: border-color var(--transition-fast), box-shadow var(--transition-fast);
}
.search-form__input::placeholder { color: var(--color-ink-muted); }
.search-form__input:hover { border-color: var(--color-ink-muted); }
.search-form__input:focus {
  outline: none;
  border-color: var(--color-gold);
  box-shadow: 0 0 0 3px rgba(200, 150, 60, 0.2);
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: var(--space-2);
  padding: var(--space-3) var(--space-5);
  font-family: var(--font-ui);
  font-size: var(--text-sm);
  font-weight: 600;
  line-height: 1.4;
  text-decoration: none;
  border: 2px solid transparent;
  border-radius: var(--radius-md);
  cursor: pointer;
  transition: all var(--transition-fast);
  white-space: nowrap;
}
.btn:focus-visible { outline: 2px solid var(--color-focus); outline-offset: 2px; }

.btn--primary {
  background: var(--color-gold);
  color: var(--color-ink);
  border-color: var(--color-gold);
}
.btn--primary:hover {
  background: var(--color-gold-light);
  border-color: var(--color-gold-light);
  color: var(--color-ink);
}
.btn--primary:active { background: var(--color-gold-muted); border-color: var(--color-gold-muted); }

.btn--secondary {
  background: transparent;
  color: var(--color-ink);
  border-color: var(--color-border);
}
.btn--secondary:hover {
  background: var(--color-paper-alt);
  border-color: var(--color-ink-muted);
  color: var(--color-ink);
}

.btn--ghost {
  background: transparent;
  color: var(--color-ink-soft);
  border-color: transparent;
}
.btn--ghost:hover { color: var(--color-ink); background: var(--color-paper-alt); }

.btn--sm { padding: var(--space-2) var(--space-3); font-size: var(--text-xs); }
.btn--lg { padding: var(--space-4) var(--space-6); font-size: var(--text-base); }

/* ---- Category Navigation ---- */
.category-nav {
  background: var(--color-paper);
  border-bottom: 1px solid var(--color-border);
  padding: var(--space-4) 0;
  overflow-x: auto;
  -webkit-overflow-scrolling: touch;
  scrollbar-width: thin;
  scrollbar-color: var(--color-border) transparent;
}
.category-nav::-webkit-scrollbar { height: 6px; }
.category-nav::-webkit-scrollbar-track { background: transparent; }
.category-nav::-webkit-scrollbar-thumb { background: var(--color-border); border-radius: 3px; }

.category-list {
  display: flex;
  gap: var(--space-2);
  list-style: none;
  margin: 0; padding: 0;
  min-width: max-content;
}
.category-item a {
  display: block;
  padding: var(--space-2) var(--space-4);
  font-size: var(--text-sm);
  font-weight: 500;
  color: var(--color-ink-soft);
  text-decoration: none;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  white-space: nowrap;
  transition: all var(--transition-fast);
}
.category-item a:hover,
.category-item a[aria-current="true"] {
  color: var(--color-ink);
  border-color: var(--color-gold);
  background: rgba(200, 150, 60, 0.08);
}
.category-item a[aria-current="true"] {
  border-color: var(--color-gold);
  background: rgba(200, 150, 60, 0.15);
  font-weight: 600;
}

/* ---- Main Content Area ---- */
.main-content { padding: var(--space-8) 0; }

.page-header {
  margin-bottom: var(--space-8);
  padding-bottom: var(--space-6);
  border-bottom: 1px solid var(--color-border);
}
.page-header__title { margin-bottom: var(--space-2); }
.page-header__meta { color: var(--color-ink-muted); font-size: var(--text-sm); }

/* ---- Loan Card ---- */
.loan-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(320px, 1fr));
  gap: var(--space-6);
}
.loan-card {
  background: var(--color-paper);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: var(--space-6);
  transition: box-shadow var(--transition-base), border-color var(--transition-base), transform var(--transition-fast);
}
.loan-card:hover {
  box-shadow: var(--shadow-elevated);
  border-color: var(--color-gold);
  transform: translateY(-2px);
}

.loan-card__header {
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  gap: var(--space-4);
  margin-bottom: var(--space-4);
}

.loan-type {
  display: inline-flex;
  align-items: center;
  gap: var(--space-2);
  padding: var(--space-1) var(--space-3);
  font-size: var(--text-xs);
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  border-radius: var(--radius-sm);
  background: var(--color-paper-alt);
  border: 1px solid var(--color-border);
  color: var(--color-ink-soft);
}
.loan-type--spotlight {
  background: rgba(200, 150, 60, 0.15);
  border-color: var(--color-gold);
  color: var(--color-gold-muted);
}

.loan-card__title {
  font-family: var(--font-display);
  font-size: var(--text-xl);
  font-weight: 500;
  line-height: 1.3;
  margin: 0 0 var(--space-2);
  color: var(--color-ink);
}
.loan-card__title a { text-decoration: none; color: inherit; }
.loan-card__title a:hover { color: var(--color-gold); text-decoration: underline; }

.loan-card__meta {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: var(--space-3);
  font-size: var(--text-sm);
  color: var(--color-ink-muted);
  margin-bottom: var(--space-4);
  padding-bottom: var(--space-4);
  border-bottom: 1px solid var(--color-border);
}
.loan-card__meta-item { display: flex; align-items: center; gap: var(--space-1); }
.loan-card__meta-item::before {
  content: '';
  width: 14px; height: 14px;
  background: currentColor;
  mask: var(--icon-mask);
  -webkit-mask: var(--icon-mask);
  opacity: 0.5;
}
.loan-card__meta-item--company::before { --icon-mask: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='currentColor' stroke-width='2'%3E%3Cpath d='M21 16V8a2 2 0 0 0-1-1.73l-7-4a2 2 0 0 0-2 0l-7 4A2 2 0 0 0 3 8v8a2 2 0 0 0 1 1.73l7 4a2 2 0 0 0 2 0l7-4A2 2 0 0 0 21 16z'/%3E%3Cpath d='M12 12h.01'/%3E%3C/svg%3E"); }
.loan-card__meta-item--location::before { --icon-mask: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='currentColor' stroke-width='2'%3E%3Cpath d='M21 10c0 7-9 13-9 13s-9-6-9-13a9 9 0 0 1 18 0z'/%3E%3Ccircle cx='12' cy='10' r='3'/%3E%3C/svg%3E"); }
.loan-card__meta-item--type::before { --icon-mask: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='currentColor' stroke-width='2'%3E%3Cpath d='M12 2L2 7l10 5 10-5-10-5z'/%3E%3Cpath d='M2 17l10 5 10-5'/%3E%3Cpath d='M2 12l10 5 10-5'/%3E%3C/svg%3E"); }

.loan-card__description {
  font-size: var(--text-sm);
  line-height: 1.6;
  color: var(--color-ink-soft);
  margin-bottom: var(--space-4);
  display: -webkit-box;
  -webkit-line-clamp: 3;
  -webkit-box-orient: vertical;
  overflow: hidden;
}

.loan-card__footer {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding-top: var(--space-4);
  border-top: 1px solid var(--color-border);
  font-size: var(--text-xs);
  color: var(--color-ink-muted);
}
.loan-card__stats { display: flex; gap: var(--space-4); }
.loan-card__stat { display: flex; align-items: center; gap: var(--space-1); }
.loan-card__stat::before {
  content: '';
  width: 12px; height: 12px;
  background: currentColor;
  mask: var(--icon-mask);
  -webkit-mask: var(--icon-mask);
  opacity: 0.6;
}
.loan-card__stat--views::before { --icon-mask: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='currentColor' stroke-width='2'%3E%3Cpath d='M1 12s4-8 11-8 11 8 11 8-4 8-11 8-11-8-11-8z'/%3E%3Ccircle cx='12' cy='12' r='3'/%3E%3C/svg%3E"); }
.loan-card__stat--applicants::before { --icon-mask: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='currentColor' stroke-width='2'%3E%3Cpath d='M17 21v-2a4 4 0 0 0-4-4H5a4 4 0 0 0-4 4v2'/%3E%3Ccircle cx='9' cy='7' r='4'/%3E%3Cpath d='M23 21v-2a4 4 0 0 0-3-3.87'/%3E%3Cpath d='M16 3.13a4 4 0 0 1 0 7.75'/%3E%3C/svg%3E"); }

/* ---- Loan Detail Page ---- */
.loan-detail {
  display: grid;
  grid-template-columns: 1fr 320px;
  gap: var(--space-8);
  align-items: start;
}
@media (max-width: 900px) {
  .loan-detail { grid-template-columns: 1fr; }
}

.loan-detail__main { }

.loan-detail__header {
  margin-bottom: var(--space-8);
  padding-bottom: var(--space-6);
  border-bottom: 1px solid var(--color-border);
}

.loan-detail__title-row {
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  gap: var(--space-4);
  margin-bottom: var(--space-4);
}

.loan-detail__title {
  font-family: var(--font-display);
  font-size: var(--text-4xl);
  font-weight: 500;
  line-height: 1.15;
  margin: 0;
}
.loan-detail__amount { color: var(--color-gold); }

.loan-detail__badges { display: flex; flex-wrap: wrap; gap: var(--space-2); }

.loan-detail__meta {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-6);
  font-size: var(--text-base);
  color: var(--color-ink-soft);
}
.loan-detail__meta-item { display: flex; align-items: center; gap: var(--space-2); }
.loan-detail__meta-label { font-weight: 600; color: var(--color-ink); }

.loan-detail__description {
  font-size: var(--text-lg);
  line-height: 1.75;
  color: var(--color-ink);
  padding: var(--space-6);
  background: var(--color-paper-alt);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  margin-bottom: var(--space-8);
}

.loan-detail__actions {
  display: flex;
  gap: var(--space-4);
  flex-wrap: wrap;
}

/* ---- Sidebar / Sidebar Card ---- */
.loan-sidebar { position: sticky; top: calc(var(--header-height) + var(--space-6)); }

.sidebar-card {
  background: var(--color-paper);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: var(--space-6);
  margin-bottom: var(--space-6);
  box-shadow: var(--shadow-card);
}

.sidebar-card__title {
  font-family: var(--font-display);
  font-size: var(--text-lg);
  margin: 0 0 var(--space-4);
  padding-bottom: var(--space-3);
  border-bottom: 1px solid var(--color-border);
}

.applicant-form { display: flex; flex-direction: column; gap: var(--space-4); }

.form-group { display: flex; flex-direction: column; gap: var(--space-1); }
.form-label {
  font-size: var(--text-sm);
  font-weight: 500;
  color: var(--color-ink);
}
.form-input,
.form-textarea,
.form-select {
  padding: var(--space-3) var(--space-4);
  font-family: var(--font-ui);
  font-size: var(--text-base);
  color: var(--color-ink);
  background: var(--color-paper);
  border: 2px solid var(--color-border);
  border-radius: var(--radius-md);
  transition: border-color var(--transition-fast), box-shadow var(--transition-fast);
}
.form-input::placeholder,
.form-textarea::placeholder { color: var(--color-ink-muted); }
.form-input:hover,
.form-textarea:hover,
.form-select:hover { border-color: var(--color-ink-muted); }
.form-input:focus,
.form-textarea:focus,
.form-select:focus {
  outline: none;
  border-color: var(--color-gold);
  box-shadow: 0 0 0 3px rgba(200, 150, 60, 0.2);
}
.form-textarea { min-height: 120px; resize: vertical; }
.form-input--error,
.form-textarea--error,
.form-select--error { border-color: var(--color-danger); }

.form-error {
  font-size: var(--text-xs);
  color: var(--color-danger);
}

.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: var(--space-4); }
@media (max-width: 480px) { .form-row { grid-template-columns: 1fr; } }

/* ---- Status Badges ---- */
.badge {
  display: inline-flex;
  align-items: center;
  padding: var(--space-1) var(--space-3);
  font-size: var(--text-xs);
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  border-radius: var(--radius-sm);
}
.badge--active { background: rgba(45, 125, 70, 0.15); color: var(--color-success); border: 1px solid rgba(45, 125, 70, 0.3); }
.badge--pending { background: rgba(184, 115, 26, 0.15); color: var(--color-warning); border: 1px solid rgba(184, 115, 26, 0.3); }
.badge--inactive { background: rgba(168, 50, 50, 0.15); color: var(--color-danger); border: 1px solid rgba(168, 50, 50, 0.3); }
.badge--spotlight { background: rgba(200, 150, 60, 0.15); color: var(--color-gold-muted); border: 1px solid rgba(200, 150, 60, 0.3); }

/* ---- Pagination ---- */
.pagination {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: var(--space-1);
  margin-top: var(--space-8);
}
.pagination__link {
  display: flex;
  align-items: center;
  justify-content: center;
  min-width: 40px;
  height: 40px;
  padding: 0 var(--space-3);
  font-size: var(--text-sm);
  font-weight: 500;
  color: var(--color-ink-soft);
  text-decoration: none;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  transition: all var(--transition-fast);
}
.pagination__link:hover { border-color: var(--color-gold); color: var(--color-ink); background: rgba(200, 150, 60, 0.08); }
.pagination__link--active { background: var(--color-gold); border-color: var(--color-gold); color: var(--color-ink); }
.pagination__link--disabled { opacity: 0.4; pointer-events: none; }

/* ---- Footer ---- */
.site-footer {
  background: var(--color-ink);
  color: rgba(250,248,243,0.7);
  padding: var(--space-12) 0 var(--space-6);
  margin-top: var(--space-16);
}
.footer-grid {
  display: grid;
  grid-template-columns: 2fr repeat(3, 1fr);
  gap: var(--space-8);
  margin-bottom: var(--space-8);
}
@media (max-width: 768px) { .footer-grid { grid-template-columns: 1fr 1fr; } }
@media (max-width: 480px) { .footer-grid { grid-template-columns: 1fr; } }

.footer-brand { max-width: 280px; }
.footer-brand .logo-mark { color: var(--color-paper); }
.footer-brand p { font-size: var(--text-sm); margin-top: var(--space-4); }

.footer-col h4 {
  font-family: var(--font-ui);
  font-size: var(--text-sm);
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  color: var(--color-paper);
  margin: 0 0 var(--space-4);
}
.footer-col ul { list-style: none; margin: 0; padding: 0; }
.footer-col li { margin-bottom: var(--space-2); }
.footer-col a {
  font-size: var(--text-sm);
  color: rgba(250,248,243,0.7);
  text-decoration: none;
}
.footer-col a:hover { color: var(--color-gold); text-decoration: underline; }

.footer-bottom {
  padding-top: var(--space-6);
  border-top: 1px solid rgba(255,255,255,0.06);
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: var(--space-4);
  font-size: var(--text-sm);
}
.footer-bottom a { color: inherit; }
.footer-bottom a:hover { color: var(--color-gold); }

/* ---- Forms (Post/Edit) ---- */
.form-section {
  margin-bottom: var(--space-8);
  padding-bottom: var(--space-8);
  border-bottom: 1px solid var(--color-border);
}
.form-section:last-of-type { border-bottom: none; margin-bottom: 0; padding-bottom: 0; }
.form-section__title {
  font-family: var(--font-display);
  font-size: var(--text-xl);
  margin-bottom: var(--space-6);
}

.steps-indicator {
  display: flex;
  align-items: center;
  gap: var(--space-4);
  margin-bottom: var(--space-8);
  padding: var(--space-4) 0;
}
.step {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: var(--space-1);
  flex: 1;
  position: relative;
}
.step:not(:last-child)::after {
  content: '';
  position: absolute;
  top: 12px;
  left: 50%;
  width: 100%;
  height: 2px;
  background: var(--color-border);
  z-index: -1;
}
.step--active .step__number { background: var(--color-gold); border-color: var(--color-gold); color: var(--color-ink); }
.step--active .step__label { color: var(--color-ink); font-weight: 600; }
.step--completed .step__number { background: var(--color-success); border-color: var(--color-success); color: var(--color-paper); }
.step__number {
  width: 24px; height: 24px;
  display: flex; align-items: center; justify-content: center;
  font-size: var(--text-xs);
  font-weight: 600;
  border: 2px solid var(--color-border);
  border-radius: 50%;
  background: var(--color-paper);
  color: var(--color-ink-muted);
  z-index: 1;
}
.step__label { font-size: var(--text-xs); color: var(--color-ink-muted); text-align: center; }

/* ---- Verification Page ---- */
.verify-card {
  background: var(--color-paper);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: var(--space-8);
  max-width: 720px;
}
.verify-card__section { margin-bottom: var(--space-6); padding-bottom: var(--space-6); border-bottom: 1px solid var(--color-border); }
.verify-card__section:last-child { border-bottom: none; margin-bottom: 0; padding-bottom: 0; }
.verify-card__label { font-size: var(--text-xs); font-weight: 600; text-transform: uppercase; letter-spacing: 0.05em; color: var(--color-ink-muted); margin-bottom: var(--space-1); }
.verify-card__value { font-size: var(--text-base); color: var(--color-ink); }
.verify-card__value--amount { font-family: var(--font-display); font-size: var(--text-2xl); color: var(--color-gold); font-weight: 600; }

.verify-actions { display: flex; gap: var(--space-4); margin-top: var(--space-8); }

/* ---- Messages / Alerts ---- */
.alert {
  padding: var(--space-4) var(--space-5);
  border-radius: var(--radius-md);
  font-size: var(--text-sm);
  line-height: 1.5;
}
.alert--success { background: rgba(45, 125, 70, 0.1); border: 1px solid rgba(45, 125, 70, 0.3); color: var(--color-success); }
.alert--warning { background: rgba(184, 115, 26, 0.1); border: 1px solid rgba(184, 115, 26, 0.3); color: var(--color-warning); }
.alert--error { background: rgba(168, 50, 50, 0.1); border: 1px solid rgba(168, 50, 50, 0.3); color: var(--color-danger); }
.alert--info { background: rgba(58, 85, 97, 0.1); border: 1px solid rgba(58, 85, 97, 0.3); color: var(--color-ink-soft); }

/* ---- Validation Errors ---- */
.field-error { border-color: var(--color-danger) !important; }
.error-message {
  display: flex;
  align-items: center;
  gap: var(--space-1);
  font-size: var(--text-xs);
  color: var(--color-danger);
  margin-top: var(--space-1);
}

/* ---- Empty State ---- */
.empty-state {
  text-align: center;
  padding: var(--space-16) var(--space-6);
}
.empty-state__icon {
  width: 80px; height: 80px;
  margin: 0 auto var(--space-6);
  opacity: 0.3;
  color: var(--color-ink-muted);
}
.empty-state__title { font-family: var(--font-display); font-size: var(--text-2xl); margin-bottom: var(--space-2); }
.empty-state__text { color: var(--color-ink-soft); margin-bottom: var(--space-6); }

/* ---- Admin Overrides ---- */
.admin-body { background: var(--color-paper); }

.admin-header {
  background: var(--color-ink);
  border-bottom: 1px solid rgba(255,255,255,0.06);
  padding: var(--space-4) 0;
}
.admin-header-inner { display: flex; align-items: center; justify-content: space-between; gap: var(--space-4); }
.admin-nav { display: flex; gap: var(--space-1); list-style: none; margin: 0; padding: 0; }
.admin-nav a { padding: var(--space-2) var(--space-3); font-size: var(--text-sm); color: rgba(250,248,243,0.8); text-decoration: none; border-radius: var(--radius-md); }
.admin-nav a:hover { color: var(--color-paper); background: rgba(200,150,60,0.15); }

.admin-main { padding: var(--space-6) 0; }
.admin-table { width: 100%; border-collapse: collapse; font-size: var(--text-sm); }
.admin-table th,
.admin-table td { padding: var(--space-3) var(--space-4); text-align: left; border-bottom: 1px solid var(--color-border); }
.admin-table th { font-weight: 600; color: var(--color-ink-soft); text-transform: uppercase; letter-spacing: 0.05em; font-size: var(--text-xs); background: var(--color-paper-alt); }
.admin-table tr:hover td { background: var(--color-paper-alt); }

/* ---- ReCAPTCHA ---- */
.g-recaptcha { transform: scale(0.95); transform-origin: 0 0; }
@media (max-width: 480px) { .g-recaptcha { transform: scale(0.88); } }

/* ---- Print ---- */
@media print {
  .site-header, .category-nav, .loan-card__footer, .sidebar-card, .site-footer, .btn { display: none !important; }
  .loan-detail { grid-template-columns: 1fr; }
  body { background: white; color: black; }
}